It has been nine months now since Kirk was laid off. Nine months of fear and uncertainty. We have rolled out another six month financial plan that includes the loss of Kirk's unemployment in December.
Our goal is to NOT lose the house. It is still for sale but as we approach Christmas our hopes of selling are dimishing. I have asked the bank to amend our loan so we can rent it out. Of course, that department is inindated with hardship cases. Most likely ours will be placed on the back burner since we not in default or at risk. Yet!
Winter is approaching fast with the cooler temps and heating bills. I only hope we have enough set aside so we can make it through.
As they say, "What doesn't kill us, make us stronger".